Curaçao Pension Fund APC Closes 2025 with 115.6% Funding Ratio

The Algemeen Pensioenfonds Curaçao (APC), the island's general pension fund, concluded 2025 with strong financial results, reporting a funding ratio of 115.6%. A funding ratio above 100% indicates that the fund holds more assets than it owes in pension obligations, signaling a healthy and stable financial position. This result reflects solid investment returns and sound financial management throughout the year. The strong ratio provides security for current and future pensioners on the island, ensuring that their retirement benefits are well-covered. APC serves as a critical institution for public sector workers in Curaçao, making its financial health a matter of broad public interest. A funding ratio at this level also reduces the likelihood of contribution increases or benefit cuts in the near term. The 2025 results mark a positive milestone for the fund and offer reassurance to plan members about the long-term sustainability of their pensions.